First-Party vs Third-Party Requests
Requests from your own insurer can involve policy cooperation duties. Third-party requests are often optional.
Distinguish who is requesting the recording before agreeing to timing and scope.
Insurance Tactical Guide
Recorded Statement Guide for Colorado Car Accident Claims
Recorded statements are high-leverage insurer tools. Know when they are required, and how to limit avoidable risk.
Key Steps
- Verify whether the request is from your insurer or the other driver's insurer.
- Prepare factual chronology before any recording.
- Decline speculative or compound questions.
Risk Controls During the Interview
Pause before answering and keep responses narrow. If you do not know, say so.
Do not estimate speed, injury severity, or fault percentages without evidence.
Frequently Asked Questions
Do I have to give a recorded statement to the other insurer?
Often no, but case specifics vary. Get legal guidance before participating in broad third-party recordings.
Can I end a recorded statement if questions become unfair?
Yes. You can pause and request follow-up through counsel or in writing.
Should I request a copy of the recording?
Yes. Requesting copies and transcripts helps preserve an accurate record.