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Vehicles
2
Injured
2
Weather
Clear
Lighting
Daylight
Keep this incident ID when requesting the official police report and when discussing this crash with an attorney or insurer.
On Sunday, July 20, 2025, at approximately 2:51 PM, a broadside (T-bone) collision occurred on HWY 402, near CHARLOTTE CT, LOVELAND, LARIMER County, Colorado. 2 vehicles were involved in the possible injury-level incident, which resulted in 2 injuries. Clear weather conditions and daylight lighting were noted at the time of the crash.
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General information based on this crash's reported factors and Colorado law
T-Bone / Broadside Collision Pattern
Broadside collisions frequently involve right-of-way violations at intersections. Fault often depends on which driver had the green light or right of way.
Fuicelli & Lee — T-Bone AccidentsColorado Comparative Fault
Colorado follows a modified comparative fault rule (C.R.S. § 13-21-111). If you were partially at fault, your recovery may be reduced by your percentage of fault. If you are 50% or more at fault, you cannot recover damages. The statute of limitations for personal injury claims in Colorado is generally 3 years from the date of the accident.
CO Revised Statutes § 13-21-111This is general informational context, not legal advice. Every crash is different. If you were involved in this accident, consult with a qualified attorney for guidance specific to your situation.
This incident is classified as a broadside (T-bone) collision involving 2 vehicles. Vehicle 1 (Passenger Car) was northbound making a right turn. Vehicle 2 (SUV) was westbound traveling straight.
The sequence of harmful events included: Front To Side. The most harmful event was determined to be "front to side".
The pre-crash maneuver was classified as "not applicable".
Was alcohol involved?
No, alcohol involvement was not documented.
Was speed a factor?
No, speed was not identified as a factor.
Was this a hit-and-run?
No, this was not a hit-and-run.
Were there fatalities?
No fatalities were reported in this crash.
Was it in a work zone?
No, this crash was not in a work zone.
Was it in a school zone?
No, this crash was not in a school zone.
Were pedestrians/cyclists involved?
No pedestrians or cyclists were documented in this crash.
Were weather conditions adverse?
No, weather conditions were clear or not a documented factor.
Were road conditions adverse?
No, the road surface was dry or conditions were not a factor.
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